¿Te refieres a esto (para navegadores inteligentes, claro)?
   Cita:  <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-strict.dtd">
<html xmlns="http://www.w3.org/1999/xhtml" lang="es-es">
<head>
  <title>Simulacion tabla</title>
  <meta http-equiv="Content-Type"
 content="text/html; charset=iso-8859-1" />
  <style type="text/css">
* { margin: 0px;
padding: 0px;
}
html, body { height: 100%;
width: 100%;
}
#header { border: 1px solid rgb(153, 153, 153);
height: 50px;
line-height: 3em;
text-align: center;
}
#resto { border: 1px solid rgb(153, 153, 153);
top: 50px;
left: 0px;
right: 0px;
bottom: 0px;
position: absolute;
}
#resto img {top: 0px;
left: 0px;
right: 0px;
bottom: 0px;
position: absolute;
}
  </style>
</head>
<body>
<div id="header">TITULO</div>
<div id="resto"><img
 src="http://www.mediamakers2004.com/img/layout.gif" border="1" /></div>
</body>
</html>
    Mikel.